What Our Terms Cover and Where They Apply
Access to 0oo and eligibility to hold an account depends on local law and is available only where local law permits. Our terms of use set out the binding agreement between you and the platform — covering account creation, wallet activity, and how disputes are escalated.
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Indian account holders transacting via UPI, Paytm, or PhonePe are subject to the same core terms, with payment-specific conditions noted at the point of deposit or withdrawal. We retain transaction records for the period required under applicable law, and you may request a summary of your
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account history at any time through the support portal. Any amendments to these terms are communicated by email at least seven days before they take effect, giving you time to review and, if needed, close your account before the new terms apply.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.